An SR-22 is a certificate of insurance that proves you carry car insurance. Some people refer to it as SR 22 car insurance, or a certificate of financial responsibility (CFR) filing. The SR22 simply states you’re meeting your state’s car insurance coverage requirements for driving over a specified amount of time.

You may need SR22 coverage if you have one of the following driving violations (your state might also require them for reasons not listed below):

 • DUI or DWI

 • Reckless driving

 • At-fault accidents

 • Driving without insurance coverage

 • Driving with a suspended license

You might also need an SR-22 if you have a bunch of small incidents pile up over time. Again, it’s different for every state. Good drivers who don’t have any traffic violations don’t have to get an SR22 to be legal on the road.

An SR 22 means you’re meeting your state’s car insurance minimum requirements for driving and is NOT considered car insurance itself. We, as your policy provider, inform the state that we’re covering your driving for certain car insurance-related circumstances.

ABIC insurance can get you a quote from multiple top carriers to make sure you get the best price for your state mandated SR-22 car insurance. Just click the request quote button at the bottom right of the screen.