This disclaimer ("Disclaimer", "Agreement") is an agreement between ABIC Insurance (“ABIC Insurance”, "us", "we" or "our") and you ("User", "you" or "your"). This Disclaimer sets forth the general guidelines, terms and conditions of your use of the ABIC Insurance website and any of its products or services (collectively, "Website" or "Services"). You must be at least 13 years old or older to access or use the ABICinsurance.com website.

Any views or opinions represented in this Website reflect the views and opinions of ABIC Insurance, its affiliates, Content creators or employees. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

You may not modify, print or copy any part of the Website. Inclusion of any part of this Website in another work, whether in printed or electronic or another form or inclusion of any part of the Website in another website by embedding, framing or otherwise without the express permission of ABIC Insurance is prohibited.

You may submit comments for the Content available on the Website. By uploading or otherwise making available any information to ABIC Insurance, you grant ABIC Insurance the unlimited, perpetual right to distribute, display, publish, reproduce, reuse and copy the information contained therein. You may not impersonate any other person through the Website. You may not post content that is defamatory, fraudulent, obscene, threatening, invasive of another person's privacy rights or that is otherwise unlawful. You may not post content that infringes on the intellectual property rights of any other person or entity. You may not post any content that includes any computer virus or other code designed to disrupt, damage, or limit the functioning of any computer software or hardware.

While we have made every attempt to ensure that the information contained on the Website is correct, ABIC Insurance is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Website is provided "as is", with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied. In no event will ABIC Insurance, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on the Website or for any consequential, special or similar damages, even if advised of the possibility of such damages. Information on the Website is for general information purposes only and is not intended to provide legal, financial, medical, or any other type of professional advice. Please seek professional assistance should you require it. Furthermore, information contained on the Website and any pages linked to and from it are subject to change at any time and without warning.

We reserve the right to modify this Disclaimer relating to the Website or Services at any time, effective upon posting of an updated version of this Disclaimer on the Website. When we do we will revise the updated date at the bottom of this page. Continued use of the Website after any such changes shall constitute your consent to such changes.

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing the Website you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to use or access the Website.

• All referrals must be verified referrals. Meaning that we will contact them via the information you provided. If the contact is does not answer or respond to our outreach via the contact information you provided then we will not honor that as a valid referral. 

• In order to qualify for the giveaway contest you must meet the following requirements:

If you have any questions about this Disclaimer, please contact us at brad@abicinsurance.com .

Last Modified August 5th, 2019